Auto Insurance Myths and Explanations

Full Coverage Auto Insurance Myth Many think they carry “full coverage” on their car insurance policy; however, in reality there is no such thing as full coverage auto insurance. A full coverage policy is typically one that includes several types of car...

Replacement Cost vs Actual Cash Value

Replacement Cost vs Actual Cash Value The distinction between ‘Actual Cash Value’ (ACV) and ‘Replacement Cost’ is one of the most important concepts in homeowners insurance. What “Replacement Cost” Means Replacement cost is the...