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Home Insurance
We are committed to helping you protect your investments.
State Insurance has partnered with top rated Florida insurance companies who offer coverages for primary homes, secondary and seasonal homes, condo units, as well as property you own and rent to others. We are committed to providing excellent service and happy to explain differences in companies and coverages allowing you to make an educated decision when selecting your policy.
What we offer:
Dwelling Coverage
Dwelling Coverage can help protect the physical structure of your home, like the roof and walls.
Other Structures Coverage
Other Structures Coverage can help protect structures on your property that are separate from your home, such as a fence, shed or detached garage.
Personal Property Coverage
Personal Property Coverage can help protect your belongings, such as furniture, appliances, electronics and more.
Loss of Use
Loss of Use can provide financial assistance to you while your home is being repaired and is unlivable as a result of a covered loss.
Personal Liability
Personal Liability may protect you, your spouse, and resident relatives under age 21 for claims you’re legally obligated to pay resulting from things such as injury, sickness, disease, and death. The coverage may also include the cost of defending claims against you.
Medical Expense
Medical Expense can help cover the cost of medical expenses for a person who is injured on your property.
Optional Endorsements
These are examples of Optional Coverages that could be added to your policy.
Replacement Cost Coverage
Replacement Cost Coverage allows your belongings to be replaced with a new like kind and quality if a covered peril occurs.
Actual Cash Value
Actual Cash Value means your belongings are typically covered at the fair market value. In other words, replacement cost minus depreciation.
Scheduled Personal Property Coverage
Scheduled Personal Property Coverage can provide coverage for valuable items such as engagement rings or fine antiques.
Water Backup
Water Backup coverage can help protect against water damage caused by your drain backing up or your sump pump breaking.
DISCOUNTS
Local Burglar Alarm
Construction Type
Roof Shape
Fire Sprinklers
Hurricane Shutters/Impact Glass
Monitored Fire & Burglary alarms
Newer Home
Multiple Policy Discount
Let us answer your questions
and help you get started.
Copyright 2017 – All Rights Reserved Disclaimer: The information on this site is general in nature and does not alter the terms or conditions of any policy you purchase through State Insurance. Be sure to read your policy for a complete description of coverages, options, limits, deductibles and discounts. Not all policies or features are available in all areas. Coverage cannot be altered, changed or bound via this website.