Call Now! (813) 345-4647

Get Quote

Home Insurance

We are committed to helping you protect your investments.


State Insurance has partnered with top rated Florida insurance companies who offer coverages for primary homes, secondary and seasonal homes, condo units, as well as property you own and rent to others. We are committed to providing excellent service and happy to explain differences in companies and coverages allowing you to make an educated decision when selecting your policy.

What we offer:

Dwelling Coverage

Dwelling Coverage can help protect the physical structure of your home, like the roof and walls.

Other Structures Coverage

Other Structures Coverage can help protect structures on your property that are separate from your home, such as a fence, shed or detached garage.

Personal Property Coverage

Personal Property Coverage can help protect your belongings, such as furniture, appliances, electronics and more.

Loss of Use

Loss of Use can provide financial assistance to you while your home is being repaired and is unlivable as a result of a covered loss.

Personal Liability

Personal Liability may protect you, your spouse, and resident relatives under age 21 for claims you’re legally obligated to pay resulting from things such as injury, sickness, disease, and death. The coverage may also include the cost of defending claims against you.

Medical Expense

Medical Expense can help cover the cost of medical expenses for a person who is injured on your property.

Optional Endorsements

These are examples of Optional Coverages that could be added to your policy.

Replacement Cost Coverage

Replacement Cost Coverage allows your belongings to be replaced with a new like kind and quality if a covered peril occurs.

Actual Cash Value

Actual Cash Value means your belongings are typically covered at the fair market value. In other words, replacement cost minus depreciation.

Scheduled Personal Property Coverage

Scheduled Personal Property Coverage can provide coverage for valuable items such as engagement rings or fine antiques.

Water Backup

Water Backup coverage can help protect against water damage caused by your drain backing up or your sump pump breaking.


Local Burglar Alarm

Construction Type

Roof Shape

Fire Sprinklers

Hurricane Shutters/Impact Glass

Monitored Fire & Burglary alarms

Newer Home

Multiple Policy Discount

Let us answer your questions
and help you get started.

Copyright 2017 – All Rights Reserved Disclaimer: The information on this site is general in nature and does not alter the terms or conditions of any policy you purchase through State Insurance. Be sure to read your policy for a complete description of coverages, options, limits, deductibles and discounts. Not all policies or features are available in all areas. Coverage cannot be altered, changed or bound via this website.